Lienwise

Lienwise method

How we research

The short version

The method behind Lienwise is simple to state: find the governing document, quote it accurately, explain it plainly and link it. CFPB explainers on home equity lines, home equity loans and cash-out refinances are the main references when comparing lien options, and they are rechecked first.

Last reviewed against the primary sources listed below.

Where questions come from

Topics come from the questions people type into search engines about this subject, gathered from free public autocomplete suggestions, then narrowed to the ones this site's focus can answer well.

Sources we rely on

Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.

How a page is checked

  1. Each rule is checked against the current version of its source document.
  2. Plain-language wording is compared back to the source so meaning is not lost.
  3. A page shows a new review date only after it has been rechecked.

Pages written this way

About the Lienwise blended rate check

The Lienwise blended rate check uses only what you type, works entirely in the browser and keeps nothing.

Consumer and agency sources